I. INFORMATION THAT WE COLLECT
Personally Identifiable Information that we Collect. You do not have to be a MomTalk.com Member to visit our Site and access much of our content. However, as a non-Member visitor, you may not have access to some of the most popular features that MomTalk.com offers. For example, only Members can post on our message boards, blogs, submit content, comment on content, participate in Member-only sweepstakes. If you are not currently a MomTalk.com Member, please click here to register and become eligible for all of MomTalk.com features.
If you choose to become a MomTalk.com Member, we will ask you to provide us with certain personally identifiable information, including your name, address and email address. We will also ask you to provide certain information about yourself and your family and we may ask you certain related questions.
We may collect personally identifiable information about you from third parties, both online and offline, and append that information to the personally identifiable information that you have voluntarily provided to us.
We may also collect information when you respond to surveys or other requests for information or update your Member profile. We may collect information from you when you participate in sweepstakes and promotions offered on our Site or other features, such as bulletin boards and ratings. If you choose to participate in The MomNetwork, you will have the option to provide additional information that will allow you to connect with other MomTalk.com Members in the network who have similar interests and face similar challenges.
We may also collect information about you through other methods, including research surveys or information we obtain from third parties, including verification services, data services, as well as public sources. We use this information to continually offer you the most value as a MomTalk.com Member.
Non-Member visitors to the Site can register to receive MomTalk.com newsletters by registering to become a Member and giving your consent to receive email.
Aggregate Information that we Collect. We may also collect certain aggregate information automatically when you visit our Site such as the browser you are using (i.e. Internet Explore 5.5), the internet address from which you linked to our Site, the operating system of your computer (i.e., Microsoft Windows), the unique IP address of the computer you used to access our Site and usage and browsing habits. We use this information to administer and improve your experience on our Site, to help diagnose and troubleshoot potential server malfunctions, and to gather broad demographic information.
To help make sure you receive information that is relevant to you, our Site uses data "cookies." These cookies are small data files stored on your computer which identify you as a previous visitor to the Site and help us to personalize your experience when you arrive. Most web browsers are set to accept cookies. You can instruct your browser not to accept cookies. However, if you disable this function, you will not be able to use some of the features on our Site.
Our web pages and our e-mail newsletters contain "web beacons." Web beacons allow us to count users that have visited a web page or opened an email that contains a web beacon and collect other types of aggregate information. Using this information, we are able to measure the effectiveness of our advertising and how visitors use our Site. This allows us to learn what pages are most attractive to our visitors, which parts of our Site are the most interesting and what kind of offers our Members like to see. Some of the web beacons that are in place on our Site are used only by MomTalk.com, and other web beacons are from our vendors and advertisers who use this data to assist us in analyzing how our Members use the Site. In addition, we have agreements with various affiliate networks that promote MomTalk.com on their affiliate websites. These affiliate advertisers may use web beacons in their advertisements to track users who click through from the affiliate website to the Site.
II. HOW WE USE INFORMATION
At MomTalk.com, everything we do, including how we handle your personally identifiable information, is designed to show how much we value moms. Your information assists us in understanding the kinds of benefits and services that may suit your needs and interests.
MomTalk.com E-Newsletters, Offers and Other Communications. After you register with MomTalk.com, you may receive communications from us including our e-newsletters, special offers from our partners, as well as updates and communications about MomTalk.com. We may ask you which newsletters you wish to receive. You may change your newsletter preferences (i) at any time by simply updating your account, which you can do by clicking on the "My Account" button posted throughout the Site, or (ii) by opting-out of receiving future emails as described at the bottom of each communication from MomTalk.com.
Forums, Polls and Member-Provided Content. As a MomTalk.com Member, you can participate in various online forums, such as message boards, blogs, The MomNetwork, ratings, surveys and polls. You may also submit articles and tips to MomTalk.com for possible publication on the Site. All content that you submit to the Site is governed by our Terms of Service. Please be aware that by using any of these features, your personally identifiable information will be revealed to MomTalk.com and occasionally to MomTalk.com's partners. We partner with a number of companies, which may be listed on the Site and in our emails. We may share personally identifiable information about you with these partners so that they can augment their customer files, and measure its success, deliver products or services that you have requested, or perform market research. From time to time, we may agree to co-sponsor an offer with a partner who will send the offer to you directly. In those cases, the partner will use your personally identifiable information for that particular offer only, and will be instructed not contact you for anything else unless you agree to receive other mailings or become a customer of that partner.
If you decide that you prefer not to have your individually identifiable information shared with our partners, including for the administration of the MomTalk.com Rewards Program, you can call 1-800-940-3345 or email us at email@example.com and instruct us to stop sharing your information, but please be advised that if you so choose, your membership in MomTalk.com will be terminated.
Aggregate Information. We use aggregate information collected at our Site to personalize your visit. With this data, we can provide content applicable to your particular location and interests. Aggregate information may also be shared with sponsors, advertisers, and partners for various reasons.
Promotions. On occasion, we offer promotions (like sweepstakes or free subscriptions or special products or service offers) in conjunction with a sponsor. By participating in a promotion, you acknowledge that said promotion's terms and conditions including providing us with permission, if required, to share your personally identifiable information with a particular sponsor.
Third Party Offers. On occasion, we are able to offer you special products or services through a relationship with a third party. In those cases, the offer will be brought to you by MomTalk.com and fulfilled by the third party. If you accept the offer, you will become a customer of the company that is fulfilling the offer and will thereby waive any claims against MomTalk.com related to the same. You will also thereby recognize that we will not have control over their use of the personally identifiable information that you provide to them when you accept the offer.
Refer a Friend. If you do become a Member, not only can you enjoy all of the benefits of membership, but you can also refer other individuals to join by providing us with their first names and email addresses. Using the information you give us on these potential Members, we will send them an email invitation to join MomTalk.com. The only way these individuals can become Members, however, is if they come to our Site and sign up themselves. We do not use this information for any other purposes.
Information Transfers for Legal Purposes. We will disclose the identities of our users to comply with law or a legal request, such as a subpoena, court order, or other legal proceeding. We may also disclose personally identifiable information in order to enforce our rights under our agreement with our Members or to protect the rights, property and safety of our Members, employees and partners, including exchanging information for fraud and theft protection.
Sale of Business or Assets. In the event that MomTalk.com, substantially all of its assets, or a line of business are acquired or merged with another company, personally identifiable information of our Members may be one of the assets sold or merged in connection with that transaction. MomTalk.com will notify users of the Site of such a change in ownership or transfer of assets by posting a notice on the Site.
III. IMPORTANT DISCLOSURES, PRACTICES AND CONTACT INFORMATION
Links to Other Sites. It is possible for you to receive information directly from our partners and other companies if you access them through a link on MomTalk.com or if you go directly to their Websites. Once you are on their sites, any data that you supply to these partners, for example, to obtain information or buy products directly from them is beyond our reach and will be the responsibility of each of the linked-to entities and not MomTalk.com. We are not responsible for the privacy practices or the content of these Websites or any other sites linked to or referenced on our Site.
Security. MomTalk.com has multiple layers of security on its systems. We have implemented software and hardware security, including firewalls, data encryption, and private networks intended to protect your personally identifiable information from unauthorized access. We use firewalls and intrusion-detection devices that are designed to defend against hackers and notify us if any attempts are made to compromise our network. Our Site utilizes SSL encryption when transmitting sensitive data such as credit card information. We regularly review additional software upgrades to enhance our security measures. However, despite our efforts, no system can completely guaranty that there will never be unauthorized access to your personally identifiable information, and your use of the Site establishes that you are willing to assume this risk.
Children's Privacy. MomTalk.com does not encourage participation or visitation by children. Visitors who are known to be under the age of 18 are prohibited from becoming MomTalk.com Members. MomTalk.com does not knowingly collect personally identifiable information from children under the age of 18.
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10501 Wayzata Blvd., Suite 204
Minnetonka, MN 55305
MomTalk.com has provided this website and/or the information on it (collectively, the "Service") for educational purposes only. Although MomTalk.com makes a conscientious effort to provide high quality information, MomTalk.com disclaims any implied guarantee about the accuracy, completeness, timeliness or relevance of any information. The information contained in the Service is compiled from a variety of sources and is distributed by a variety of distribution partner websites.
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