Women Starting Over
How to take charge of your financial future
Women are more educated, earn higher incomes and have a more powerful role in the workplace than women of previous generations. But in spite of this progress, 90 percent of women say they feel financially insecure, according to the 2007 Allianz Women, Money and Power Study. The vast majority of women will need to take financial responsibility at some point in their lives, so it is vital that they have the knowledge and confidence to take charge of their financial future.
A 2009 report by The Women's Institute for a Secure Retirement (WISER) says that women are particularly vulnerable going into retirement. The findings in "How Can Women's Income Last as Long as They Do?" show that:
* Women at age 65 are expected to live, on average, another 20 years - four years longer than men. That means they will need to save more for retirement.
* Less than one third of retired women today receive pension income. And less than half of today's working women have access to a pension or retirement savings plan through their jobs.
* For more than 40 percent of older women living alone, Social Security is virtually all that they have. This group is four to five times more likely to be poor than married couples.
"Each stage of life holds events that can shape your financial needs and impact your ability to achieve long-term goals," says Katie Libbe, vice president of Marketing Solutions for Allianz Life. "Divorce and widowhood are two stages that have significant financial impact for women, so they need to learn ...Read more
Check Out Our New Promotion
We have a special promotion that's perfect for our New York/New Jersey members or to send as a gift to a friend or relative in the New York area*.
Everyday Helper Solutions has created 3 special concierge packages: for the expectant mom, for the brand-new mom and for the working mom. Each package includes services tailored to a mom's needs. One winner will be chosen at random for each package.
Here's how to win:
1. If you're not yet a member, join MomTalk's social network at http://share.momtalk.com
2. Post a status update on your page there telling us that you'd love to win and which package
That's it!
The 3 winners will be chosen (at random, like we said,) on Monday, August 3.
So, what do you get?
The "Wow, I didn't realize I'd need so much stuff" package for the expectant mom
Let EHS go shopping for all those essentials you'll need right from the get-go. The list might include some of the following:
• Diapers
• Desitin
• Powder/Corn Starch
• Baby Oil
• Baby Wash
• Formula
• Baby Bottles
• Bottle Washer
• Pacifiers
• Baby wipes
The "I can't seem to get everything done" package for the new mom
• Express Grocery Shopping - 20 items or less
• Getting Organized - We'll assess your needs and goals and help you plan for ...Read more
Kids That Go Bump in the Night
By Aviva Patz
You've survived the up-every-two-hours newborn period, and you're finally slumbering peacefully through the night. Out of nowhere, your toddler starts showing up like an uninvited guest at all hours. "I lost my blankie," she says. "I'm thirsty." "I wanted to give you one more hug." There's a million reasons your merry wanderer may give for crawling out of bed, but there's only one thing you need to know at that time of night: It's critical to get your child back to sleep for the full 12 or so hours she needs.
Families need to make sleep a priority because it affects every aspect of a child's well being -- health, behavior, development and the ability to learn," ...
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